ROLE OVERVIEW
To provide a professional agriculture, economics and technical specialist service to support the Province in effectively evaluating the business case viability of financing customers, including conducting on-site visits to familiarize the Bank with the business operations in which the Bank will be investing its funds, with the additional objective of minimizing potential risks and financial losses. To conduct on-farm agronomical and financial assessments for high-risk and delinquent clients and make recommendations to remediate as well as rate the farm/business according to the approved bank’s risk rating models, schedule inspections of the bank security and re-valuations, effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) policy thereby identifying collateral shortfalls to minimise risk and prevent financial losses, refer farmers to service providers for technical support and make recommendations to improve the overall Farm status and mitigate potential risks To provide ongoing technical advice to the provincial team to ensure the submission of high-quality applications for both new and distressed loans.
QUALIFICATIONS AND EXPERIENCE
- A relevant 3-year qualification in Agriculture or an equivalent
- Experience in Agricultural Extension Services – 5 years or
- Experience in Agricultural businesses, a Co-op, or similar organisations – 5 years
- Knowledge / Experience of financial and business analytical principles, tools and systems
- Property Valuation Principles
- Agricultural Economics
- Risk Management Principles
- Lending / Credit Assessment Principles
- Financial and Business Acumen
KEY PORTFOLIO AND PERFORMANCE FOCUS AREAS
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Remuneration package: Negotiable
To apply, please e-mail the below documents in a single PDF file to: bless@prebless.com
- Cover letter, and
- Curriculum Vitae (CV)
N.B: By responding to this advert, you consent to Prebless Group/Recruiters processing your personal information for recruitment purposes and confirm that any personal information has been submitted voluntarily.
ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED. IF YOU HAVE NOT HEARD FROM US IN 4 WEEKS, CONSIDER YOUR APPLICATION UNSUCCESSFUL